I prefer a revolver over a semi-auto so I carry the Model 85 UL and really like it. It's performed flawlessly. Relatively easy to carry in a belly-band, clip-on holster, or pocket holster. I also put a Crimson Trace lasergrip on mine and I have complete confidence in the set up. I would recommend the UL over the standard version if you are going to carry it in a pocket holster. I'm 6'3 and found the factory grip to be a bit small but still better than grips on a small semi-auto. The CT grips are good for me. The 85 will handle any .38 ammo (including shot loads for snakes or varmints) well but I personally prefer Federal Personal Protection 110 gr. Hydra-Shok in mine because it's low recoil and my preference for multiple shots.