go some were spend the 40$ rent them both and get a holster to barrow from them... do drills and shoot.. see what one you do better with an feels better..yep that xd hold 15 rounds but makes the fram fullsize its ok for winter an fall .. but in the heat and shorts an a T your down to the 10 round mag again.. personaly i like the xd especialy with the backstrap safty but i shot them both an liked how the xd felt