Thnaks for posting this. I keep a written record, but I will now make an excel spreadsheet and keep it on the PC. Plus I will include all SN's for guns and scopes. I do have general photos of pretty much all my guns sold. Thanks again, this is good CYA stuff.DennyF said:I have multiple copies of the list, with all the info. Plus the data is on the 'puter, but not titled to give away what the file is for.
Always been my habit to record model/serial numbers of things that might disappear. Had my lawn tractor stolen once, many years ago. It was in the paper the next morning, including the numbers. Police called that night to tell me someone had "found" it and they wanted to return it.
This is not correct, at least with my insurance. Yes my insurance limits my loss on gun thefts to $1500.00. However, after a fire your guns are covered under your contents policy of your insurance and they will be replaced. However, you need to be sure you have "replacement" insurance on your house and contents so all of your valuables will be replaced dollar for dollar. My guns and scopes and bino's and all of my hunting stuff were replaced after my fire. It didnt cost me one cent out of my pocket. But you have to make sure you have replacement value insurance. Alot of people dont have this and alot of insurance co.'s dont add it to there policies to keep the cost down to gain new clients. I had to show my adjuster my guns that were destroyed(all of them) and he approved it for a check right away so I could get them in time for hunting season.stoolshooter said:Most homeowners policies limit stolen firearms, or those lost in a fire, to $500 collectively, usually not enough. I buy a Scheduled Personal Property rider at a premium of $1.00 per value of gun (a $500 gun would cost $5 per year premium). My HO carrier, Allstate, demands a sale receipt or appraisal and photo of each. This is all risk coverage, i.e., if you let it lay in the woods or drop it in a lake, there is coverage. You csn insure other items as well on a SPP.I have some scopes and binoculars on it.