I have had accounts hacked before but lucky for me my primary bank, Wells Fargo is very good at catching and locking cards down before I even know or anything bad can happen. I once got gas and paid for dinner at the Jersey shore and 30 minutes later someone had been trying to make purchases and ATM withdrawals in South Carolina.
For internet purchases I have 1 particular credit card and that is the only time it is used. I requested only a 2500 limit and instead of Richard just have Rich as the first name. I have been doing the same thing whenever I go to sporting events or sportsman shows where they have you fill out a chance to win a door prize. This way I can track where my information gets out when the junk mail starts arriving.
I have lost cards in the past and logging on and suspending the card is a lot easier than closing out the card and waiting for the new one to show up in the mail.
My wife got gas and used her debit card, then halfway down the turnpike could not remember if she took her card out of the pump. She pulled over and could not find it with a quick look. She called me and asked that I call the bank and cancel the card. Even thou it was a joint account the bank would not allow me to cancel her card, best they would do was suspend it for 48 hours and if it needed to be canceled my wife would have to call herself.