I am thinking about getting minimum coverage so I can ride my ATV on State Forest trails. Does anyone know an approximate annual price for ATV insurance?
I agree.The RZR's and commanders are going to kill the rates.Rather than just surcharging them,everything will take a hit.It won't surprise me if they just stop insuring them.deerchaser said:I totally agree dce. I sell insurance as well. People need to understand to carry insurance on these machines. Also don't skimp on liability limits, personal injury can occur just as easily on these machines as your auto. The days of cheap coverage for these things will be in the past with the rise of cost on these machines.
I have my JD Gator on my HO Policy. Of course since they don't have a title, I think they are considered farm equipment. I also don't take it on any public trails.dce said:No.The only motorized vehicles covered under a HO policy are ones used strictly for the maintenance of the property.If you can prove that you use it strictly for plowing snow,pulling implements etc and it never goes on a trail,you may have a case.It would be a tough nut to crack though.I only know of one instance where that worked.