ATV Insurance - The HuntingPA.com Outdoor Community
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post #1 of 16 (permalink) Old 11-13-2017, 01:18 PM Thread Starter
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ATV Insurance

I have never had insurance on any of the dirtbikes or atv's I've owned. I was wondering if $115 annually is a decent price. 3K accessories coverage. $500.00 deductible for comprehensive and collision. I can get all the figures if needed to determine if it's a good price. 2017 Sportsman 450 HO.

Thanks

Last edited by RacksnQuacks; 11-13-2017 at 01:19 PM. Reason: spelling
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post #2 of 16 (permalink) Old 11-13-2017, 02:27 PM
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I have my insurance through progressive and its for 2 atv's which includes liability, if I'm not mistaken I pay around that for both however mine are 2015 sportsman and 2006 Yamaha bruin . I would call them and have them quote you a price , either way it's cheaper than a citation.
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post #3 of 16 (permalink) Old 11-13-2017, 03:41 PM Thread Starter
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Thanks. Mine is through Progressive also but it may have higher coverage amounts than I need. As long as it seems average I am fine with it. Although I'd like to get the deductibles lower.
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post #4 of 16 (permalink) Old 11-13-2017, 05:22 PM
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I'm paying Progressive $81.00 for a side by side.

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post #5 of 16 (permalink) Old 11-13-2017, 05:28 PM
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Most companies have a min premium between $75 and $100.The premium may actually be lower but in order to get it that minimum,they may have to add coverage.
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post #6 of 16 (permalink) Old 11-14-2017, 11:28 AM Thread Starter
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Thanks guys.
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post #7 of 16 (permalink) Old 11-15-2017, 10:20 AM
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My policy through Progressive only ran me $81 per year with liability, comprehensive, collision and disappearing deductible, starting at $100 for my UTV.
Be careful when buying a policy because if you ask for bare minimum liability coverage it still costs $75 because that is the minimum charge for their policies.

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post #8 of 16 (permalink) Old 11-15-2017, 10:24 AM
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My street bike insurance from Nationwide is $100 a year.
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post #9 of 16 (permalink) Old 11-15-2017, 10:39 AM
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Quote:
Originally Posted by pappybear View Post
My policy through Progressive only ran me $81 per year with liability, comprehensive, collision and disappearing deductible, starting at $100 for my UTV.
Be careful when buying a policy because if you ask for bare minimum liability coverage it still costs $75 because that is the minimum charge for their policies.

I have 100's of ATV's insured and you're correct.Liability can literally be $10/yr but you'll still pay the min premium.I always have to keep bumping coverage up to get to the minimum in most cases.
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post #10 of 16 (permalink) Old 11-19-2017, 06:10 PM
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For ATVs only have to have liability in Pa. to be legal . Obviously you can by full coverage or anything in between if you wish . I pay $21.00 a year for my SXS for liability through State Farm .
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