Cost of ATV Insurance? - The HuntingPA.com Outdoor Community
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post #1 of 27 (permalink) Old 12-28-2015, 11:40 PM Thread Starter
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Cost of ATV Insurance?

I am thinking about getting minimum coverage so I can ride my ATV on State Forest trails. Does anyone know an approximate annual price for ATV insurance?
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post #2 of 27 (permalink) Old 12-28-2015, 11:59 PM
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Re: Cost of ATV Insurance?

My SXS insurance is $32.00 a year through State Farm . Liability insurance is all that is required in Pa. I've heard ATV liability is even cheaper .
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post #3 of 27 (permalink) Old 12-29-2015, 12:04 AM Thread Starter
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Re: Cost of ATV Insurance?

Good news, thanks
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post #4 of 27 (permalink) Old 12-29-2015, 12:05 AM
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Re: Cost of ATV Insurance?

I pay $44 for a Yamaha kodiak, Pretty sure it more then needed, I have the limits pretty high just for peace of mind.
I imagine $30 for the least, Progressive has all three atv wrapped into one.
Never understood how they can give you full coverage on something your going beat up. A buddy hill climbed a Grizzly 660 up at tower city, rolled end over end, slammed down into the pond...covered. New everything.
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post #5 of 27 (permalink) Old 12-29-2015, 12:11 AM
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Re: Cost of ATV Insurance?

"BODILY INJURY & PROPERTY DAMAGE LIABILITY $11.00
BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT"

06 Kodiak cost for liability
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post #6 of 27 (permalink) Old 12-29-2015, 12:39 AM
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Re: Cost of ATV Insurance?

This is why I tell all owners of UTV or ATVs and dirt bikes , it just makes sence to have it . Better to have it and hope you never need it .
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post #7 of 27 (permalink) Old 12-29-2015, 01:51 AM
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Re: Cost of ATV Insurance?

Thanks for posting this. I'm paying a lot more than the prices listed and it just went up. I intend to shop around for a better price.

There are two ways to be fooled. One is to believe what isn't true; the other is to refuse to believe what is true.
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post #8 of 27 (permalink) Old 12-29-2015, 03:58 AM
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Re: Cost of ATV Insurance?

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post #9 of 27 (permalink) Old 12-29-2015, 10:55 PM
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Re: Cost of ATV Insurance?

I am paying $90 for my new Polaris ranger Full coverage

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post #10 of 27 (permalink) Old 12-30-2015, 02:40 AM
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Re: Cost of ATV Insurance?

Quote:
Originally Posted by joe8768
I am paying $90 for my new Polaris ranger Full coverage
Joe

Who are you with? I'm paying over $150 for the Teryx!

There are two ways to be fooled. One is to believe what isn't true; the other is to refuse to believe what is true.
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