I pay $44 for a Yamaha kodiak, Pretty sure it more then needed, I have the limits pretty high just for peace of mind.
I imagine $30 for the least, Progressive has all three atv wrapped into one.
Never understood how they can give you full coverage on something your going beat up. A buddy hill climbed a Grizzly 660 up at tower city, rolled end over end, slammed down into the pond...covered. New everything.