Camp Insurance - The Outdoor Community
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post #1 of 19 (permalink) Old 06-12-2012, 08:19 PM Thread Starter
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Camp Insurance

I am in the process of getting a camp. I called a couple of insurance places and since the camp is only heated by wood they won't insure it. Would you please give me some insurance agents that ins. camps. It's in the Renovo area.
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post #2 of 19 (permalink) Old 06-12-2012, 08:27 PM
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Re: Camp Insurance

I have mine through Allstate in Hermitage pa. If you want more info let me know.

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post #3 of 19 (permalink) Old 06-12-2012, 09:23 PM
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Re: Camp Insurance

We have ours thru Karchners in Wellsboro and Coudersport
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post #4 of 19 (permalink) Old 06-12-2012, 10:03 PM
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Re: Camp Insurance

I got ours through State Farm. I have everything else through them as well.
I have a couple of propane heaters as well as a wood burning stove. They wanted a bunch of paperwork filled out regarding the stove. but I had no issue getting a policy

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post #5 of 19 (permalink) Old 06-12-2012, 11:58 PM
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Re: Camp Insurance

Check with Logan Branch Insurance(Erie) in Bellefonte................the house that I live in was formerly a camp with only wood heat (Fireplace, and stove) they had their insurance through Logan Branch.......I had my auto through them already, and they insure my house for roughly 400 dollars a year.............

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post #6 of 19 (permalink) Old 06-13-2012, 12:09 AM
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Re: Camp Insurance

i got state farm also along with all my other stuff , they wanted to make sure the wood burner was hooked up the right way, and some paper work,it cost me a extra $50 on my insurance,for it which is not bad. good luck.
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post #7 of 19 (permalink) Old 06-13-2012, 10:57 AM
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Re: Camp Insurance

Mine is through Travellers. They also are my home and auto. Travellers did not give me any issues about fire places or wood burners. My home and camp are both equipped with wood burners
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post #8 of 19 (permalink) Old 06-13-2012, 11:07 AM
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Re: Camp Insurance

I have my insurance through Nationwide and itís not a problem.
Even when I put a wood burning stove in the family room at home all they wanted was pictures how far off the wall the stove was, what was under it and how far out past the front of the stove a fire rated material protruded.
Good Luck

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post #9 of 19 (permalink) Old 06-13-2012, 12:25 PM
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Re: Camp Insurance

Camp is insured through Erie, but it's basically a rider attached to my home owner's coverage. All of my other insurance is with Erie, including vehicles and a rental unit.

All they wanted to know about camp heat, was if the woodstove was primary or secondary (it has elec. baseboard also) and what kind of chimney/heat protection was involved: Double wall insulated SS chimney, insulated "stove boards" on the wall behind the stove w/air space behind them.

Would have to break it down as to cost, but doubt the cabin costs me more than $300 per year for coverage? And that includes replacement cost guarantee.

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post #10 of 19 (permalink) Old 06-13-2012, 08:42 PM
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Re: Camp Insurance

Try Farmers Mutual Fire Insurance Co of Marble, PA. I have had insurance with them for years, my agent is James Borst, he has an office in Sheffield & Kane.
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