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Join Date: Feb 2001
Location: Cumberland County 5A
Re: Camp Insurance
Camp is insured through Erie, but it's basically a rider attached to my home owner's coverage. All of my other insurance is with Erie, including vehicles and a rental unit.
All they wanted to know about camp heat, was if the woodstove was primary or secondary (it has elec. baseboard also) and what kind of chimney/heat protection was involved: Double wall insulated SS chimney, insulated "stove boards" on the wall behind the stove w/air space behind them.
Would have to break it down as to cost, but doubt the cabin costs me more than $300 per year for coverage? And that includes replacement cost guarantee.
Some folks' learnin' curves just look like circles...3A Camp/also hunt 4B