Cabin insurance? - The HuntingPA.com Outdoor Community
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post #1 of 17 (permalink) Old 10-10-2019, 04:45 PM Thread Starter
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Cabin insurance?

Who does everyone use for home insurance? I use Nationwide for my main home, but they wonít cover a cabin that isnít heated at all times and/or doesnít have a fire hydrant within 500ft. Any recommended companies/brokers?

Last edited by TickTock; 10-10-2019 at 04:57 PM.
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post #2 of 17 (permalink) Old 10-10-2019, 04:53 PM
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Check out Millville Mutal insurance. They protect a lot of season homes and the pricing is extremely reasonable.
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post #3 of 17 (permalink) Old 10-10-2019, 04:54 PM
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I have Millville Mutual on my one cabin. $91/qtr on a 50K policy. I have Foremost on the other one and are about worthless. Had a claim from a lightning strike and they wouldn't cover anything.
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post #4 of 17 (permalink) Old 10-10-2019, 05:11 PM
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Senond on Millvale Mutual out of St Mary's, Pa for camp in Medix Run. No problem insuring with seasonal structure building.
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post #5 of 17 (permalink) Old 10-10-2019, 05:20 PM
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Quote:
Originally Posted by bucksnort1 View Post
I have Millville Mutual on my one cabin. $91/qtr on a 50K policy. I have Foremost on the other one and are about worthless. Had a claim from a lightning strike and they wouldn't cover anything.
Probably because the dollar amount of your damage was less than your deductible.

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post #6 of 17 (permalink) Old 10-10-2019, 05:45 PM
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Quote:
Originally Posted by Steely Ran View Post
Probably because the dollar amount of your damage was less than your deductible.
ded is $500. Expenses were over $1000. Since we didn't claim all in the same day, they made it 2 different claims.
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post #7 of 17 (permalink) Old 10-10-2019, 06:23 PM
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Where's the cabin at?Camps as a general rule are a poor risk so most companies have really tightened up on the underwriting.
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post #8 of 17 (permalink) Old 10-10-2019, 08:22 PM
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Eire on both home and mountain home
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post #9 of 17 (permalink) Old 10-10-2019, 08:34 PM
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Farmers Mutual on cabin and Murray Insurance on home
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post #10 of 17 (permalink) Old 10-10-2019, 08:59 PM
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Erie on my log home.

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