Back To Top
Join Date: Feb 2001
Location: Cumberland County 5A
Camp was always insured by LibMut when my parents owned it. When i became the owner, they wouldn't continue to insure camp unless I picked up a homeowners policy with them. So went with Erie, which I already had policies with
Wood stove wasn't an issue with LibMut since the early 80s.
Erie agent asked type of construction, when built, how far to nearest VFD, what the primary heat source was, etc. Told her a tad over 6 miles to fire hall, have wood stove and permanent elec. baseboard heat at camp. Described wood stove installation (SS insulated chimney, stove boards w/air space on wall behind it, under it).
She wrote it up as elec. heat, wood stove secondary. No issues with Erie coverage since 2002. Bundled with my homeowners, so hard to break down the price?
Some folks' learnin' curves just look like circles...3A Camp/also hunt 4B