The Frugal Method:
Tail - squirrel tail,
Body -wrap hook with thread,
you know the foam tray that meat from your grocery stores comes packed in? Cut it into 1/4 inch strips, squeeze it between your fingers to mold it a bit and flatten it. Wrap that around the hook while wrapping it with thread - as much as you want. I make them look like they are 8 months pregnant.
Then wrap with whatever you like - thread, estaz, yarn, etc,etc. - even rubber bands - various colors.
A few wraps of hackle up near the eye make it look less fugly. Sometimes I add a few legs, most times not.
Hot colors - combo green/yellow, greem/red, brown/orange.
Green - chartreuese or olive.
A little red around the head is a good addition too.
Use long shanked hooks - big hooks for bass, small ones for pannies.
They float and chug like a charm.
I like using homemade ingredients..- leaves me more $ for beer.