I had one cut me off a few weeks ago. I was using a leader but my 80lb braid was cut by the gill plate. It was a clean cut. I have to replace my flouro leaders after a few fish because i see wear. using just braid may work a few times but i bet youll lose a bunch. with lures costing anywhere from 10-40 dollars, why not protect them and the fish.
I wouldn't worry about it too much. I've caught more musky while "other" fishing than when I target them. But if you must feel free to use steel, bass are about the dumbest fish when it comes to being "line shy" to start with(think Alabamma rig LOL)
“Would it save you a lot of time if I just gave up and went mad now?” Douglas Adams