Conceal carry Insurance - The HuntingPA.com Outdoor Community
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post #1 of 7 (permalink) Old 08-16-2018, 04:35 PM Thread Starter
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Conceal carry Insurance

Last month at our club we had a speaker from Firearms Owners Against Crime and he pointed out many things the average licensed carry person is not aware of regarding laws and what can be involved if a Conceal Carry Licensed carrier should be involved in a self defense shooting which were quite alarming. He also spoke of different Insurance plans to cover attorney fees and court cost often endured as a result of a lawful self defense shooting. Often in the neighborhood of $30-40,000 to plead one's case.

Wondering it anyone has this type of insurance and if I could get any input on the subject. It appears there are a few Companies out there with different rates and plans. Experience welcome.

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post #2 of 7 (permalink) Old 08-16-2018, 04:42 PM
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I don't have it, I am an NRA member and many times they will pay a lawyer to represent you if you were correct in your actions. I have had a lot of training on the subject and have presented classes on the aftermath of shooting someone in self defense to other officers. The sad facts are, even if you are sued and win, your life will never be the same, although the up side is you are alive.
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post #3 of 7 (permalink) Old 08-16-2018, 08:43 PM
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Look into U.S. Law Shield. They cover all 50 States and will provide you with legal defense for criminal as well as civil proceedings. They have attorneys available 24/7/365 who specialize in self defense and gun laws. There are no caps, limits or deductibles other than your membership fee. Membership is $139.00per year.

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post #4 of 7 (permalink) Old 08-17-2018, 12:40 PM Thread Starter
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Originally Posted by Woods walker View Post
I don't have it, I am an NRA member and many times they will pay a lawyer to represent you if you were correct in your actions. I have had a lot of training on the subject and have presented classes on the aftermath of shooting someone in self defense to other officers. The sad facts are, even if you are sued and win, your life will never be the same, although the up side is you are alive.

The old saying, "Better to be tried by 12 than carried by six."

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post #5 of 7 (permalink) Old 08-17-2018, 12:44 PM
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I never said I wouldn't shoot in self defense, I just said more than likely there will be a price to pay, people who carry and I do, should know that..

When you are up to your butt in alligators, it is hard to remember your intent was to drain the swamp. Stay focused!
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post #6 of 7 (permalink) Old 08-17-2018, 12:52 PM Thread Starter
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I have been told that some of the Insurance carriers have a clause which terminates their coverage for an event as: If you were setting in your house and having a few glasses of wine with your wife, someone kicks open the front door and becomes a threat requiring you to take action and shoot the intruder the carrier will not cover the insured because the consumption of alcohol.

Any knowledge of that with any particular insurer?

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post #7 of 7 (permalink) Old 08-17-2018, 04:01 PM
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I could see a insurance company doing that, they love raking in premiums, but don't like to pay out. I've often said all insurance is is legalized extortion
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